Investment Calculators
Plan your SIPs, lumpsum investments, fixed deposits, and retirement savings with calculators that show exactly how your money grows over time — including the real difference compounding makes.
SIP Calculator
Estimate the future value of your monthly mutual fund SIP investments.
Calculate →401k Calculator
Project your retirement balance, employer match, and investment growth.
Calculate →Step-up SIP Calculator
Increase your SIP every year with your income and see how much faster wealth grows.
Calculate →Lumpsum Investment Calculator
Estimate the future value of a one-time investment in mutual funds.
Calculate →Compound Interest Calculator
See how money grows when interest earns interest — yearly to monthly compounding.
Calculate →FD Calculator
Estimate the maturity value of your Fixed Deposit based on amount, rate, and tenure.
Calculate →Retirement Corpus Calculator
Find out how much you need saved by retirement — and the SIP that gets you there.
Calculate →When it comes to investing, everything essentially hinges on three variables: the amount of capital invested, the return generated, and the duration of the investment. The latter has a greater impact than is often realized, due to the effect of compound interest. These investment calculators cover the most common methods, ranging from monthly savings to lump-sum investments.
Calculators
- SIP Calculator: for monthly investments in mutual funds; the most common starting point.
- Step-Up SIP Calculator: for contributions that increase annually based on your income.
- Lump-Sum Investment Calculator: for a single, one-time investment amount.
- Compound Interest Calculator: calculates the effect of compound interest for any amount and frequency (the foundation for all the calculators mentioned above).
- FD Calculator: for fixed deposits, where the rate is known in advance rather than market-linked.
- Retirement Corpus Calculator: works backwards from what you’ll need to what you must invest monthly.
Monthly or Lump Sum?
The SIP and lumpsum calculators answer the same question from different perspectives. A lump-sum contribution has more time to realize its full potential, whereas a monthly SIP allows you to stagger your investment, accounting for market fluctuations (ups and downs). When calculating the outcome for the same total amount and time horizon, the difference is often smaller than expected. In practice, therefore, the ideal solution is usually the one that best suits your financial situation. The retirement corpus calculator is particularly recommended if you are pursuing a specific goal beyond simply accumulating a sum of money. This tool uses your estimated monthly expenses—projected decades into the future—to calculate the amount you need to invest each month, starting today.